Meet Us

We at O.C.A. Benefit Services would love to meet you! We are committed to our client relationships, and it shows from the effort we put forth to ensure that our clients’ needs are professionally, courteously and personably satisfied.

About Our Company

If you are a first time visitor to the site and new to the HRA concept, we understand that it can be daunting to navigate through these changes.  It’s important to reinforce that your Plan is not hard to use, it’s just “different” and none of us like change.  That’s human nature. 
I think you might be amazed if you use our link to the NJ State Attorney General’s Office located on this front page (simply click the blue bar labeled “NJ Drug Prices”) and compare the cost differential of the same medication from one pharmacy to another.  For the past 25 years we (the consumer) have been insulated from the cost if we paid a co-pay for our medications.  If we had a $20 co-pay, no matter where we purchased the drug we paid $20.  If we understood that the drug cost more than $20 most of us thought that the insurance company “paid” the rest of the cost, so why should we care where we go.  In reality, your employer and you share the cost in the premiums that you pay to your insurance company.  If you use our drug price comparison tool, you will notice that some medications have a variance of over 1,000% per pill from one store to another!  A 500MG Amoxicillin capsule recently ranged in price from $0.11 to $6.35 per pill.  Could you ever imagine paying $6.00 more per gallon of gas than you had to at a station right across the street?  Of course not, but in healthcare you have been removed from seeing prices for the past 25 years.  Health insurance is not the problem; it’s the cost of healthcare which is simply reflected in the cost of your insurance.   

Again, our focus is on quality, so think about this.  Have you ever left your physician’s office with a handwritten prescription that you could not read?  More people die in the United States every year from an incorrectly filled prescription than die collectively from aids, breast cancer or auto fatalities.  Shame on this country for letting this happen when we have a cure for this issue simply called “common sense.”  Don’t ever go to a doctor’s office again without a pad and pen.  If your doctor writes out a hand written prescription have him/her spell it for you and you write down the name and the dosage.  When you pick up your prescription compare what you wrote down to what’s on the label.  It is that simple to save almost 100,000 lives a year, yet we have failed to communicate this message.  In this case, the life you impact may be your own or a family members'.

I would like to invite you to explore our company through our web site or feel free to email or call me directly to share any ideas you have that might enhance your experience with our services.  As the owner of the company I would especially like to hear your feedback both positive and especially negative so that we may continue to evolve and improve the process.

  
Best Regards,
Stephen S. Honig
President

 

Meet The Staff

 

Paul Brummer

Paul is our Lead Claims Analyst whose primary function is run the Claims Department and assist with the processing claims.  He also is responsible for payment processing and resolving any issues that may arise with claims.

Robert Christian

Robert is our Operations Manager whose primary focus is to complete Plan amendments and process group enrollments including debit card and direct deposit processing.  Robert also conducts all of our training programs including the use of the MyRSC web based data system.  Additionally, he is our resident IT Specialist.

John Cronin

John is a Claims Analyst whose primary function is customer service and Contribution Billing Reports.  The Contribution Billing Reports are key to a company’s payroll and OCA’s reporting to ensure FSA related claims payout timely and appropriately.

Ross Honig

Ross is Manager of Business Development. He is responsible for sales and provides guidance for new business with respect to each line of service O.C.A. Benefit Services offers. This includes on‐site visits with the client, conducting enrollment meetings with employee base, as well as working as a liaison between the client, the broker and us to keep an open gateway of communication.

Stephen Honig

As President of our organization, Steve is responsible for all day-to-day activities, as well as the initial sales of new HRA and Cafeteria Plan cases.

David Klinck

Dave serves as our Implementation Manager and is responsible for the creation of Plan Documents, distribution of all initial materials and follow-up throughout the start-up process for a new organization.

Jennifer Marino

As Director of Employee Programs, Jennifer is responsible for all facets of client relations.  Jennifer manages our Key Account groups and also assists with training.

Monica Miraldo

Monica is our Wellness Implementation Specialist responsible for conducting on-site training of our web-based Well Choice portal. In addition, Monica is a certified massage therapist and able to conduct on-site employee therapy sessions.

Patrick Moran

Pat is a Claims Analyst whose primary function is to adjudicate and process claims received either via fax, mail or email on a daily basis.

Trish Schneck

Trish is one of our Accounts Receivable Associates whose primary function is billing and invoicing on all accounts.  Additionally, she handles all Change of Status and Add/Term/Change forms as they have a direct impact on invoicing.

Chris Steward

Chris is our COBRA Implementation Specialist responsible for all aspects of the administration and communication of COBRA services. In addition, she will train new accounts on the intricacies of COBRA.

 

 

 

Mission Statement

O.C.A. Benefit Services wants to partner with brokers, employers, employees and their families to deliver quality, cost effective, and sustainable health care plans. By utilizing a platform of compliant, tax-favored, consumer empoweredprograms that connect you into the healthcare system; we can ultimately deliver a better quality health care experience at a lower price point than what is currently obtainable.  We will work tirelessly at keeping the process simple and user-friendly for you to use and balance that with the need to keep you engaged in the process.

 

Wellness Program

O.C.A Benefit Services is committed to wellness in the workplace and understands that a successful wellness program is one of the keys to healthier employees and lower premiums. Therefore, we offer access to the best available online wellness tools for your employees.

myPath is a comprehensive online wellness tool that is accessible through our employee sign on. Participants will have access to meal planning, exercise regimens, and self-improvement programs, all centered around individual needs and goals, as well as a library of health related articles and healthy recipes. myPath offers point based rewards to use as incentives to maximize participation.